We’ve been talking about how medical bills can impact your credit. And unfortunately, we said earlier, when you get sick, your problems aren’t over, just because you recover.
You may end up paying for it again and again because of a worse credit profile as a result of your credit reports.
Creditors Must Follow the Guidelines Under HIPAA
The good news is that creditors don’t get to report just whatever they want. They have to play by the rules. And one of the rules that you almost never hear about is HIPAA (The Health Insurance Portability and Accountability Act of 1996): Federal Law that protects your privacy.
One of the things that a good credit repair program should include is an examination of whether or not what’s been reported on your credit report is in line with your privacy rights, under HIPAA.
Do you need help with your credit score? Call a Lexington Paralegal and get a free consultation on your credit report and what Lexington Law can do to help. Call: 1 (855) 255-0492
Find out more about your credit rights at Lexington Law