There are two ways that medical bills can affect your credit reports. The first is, when something has been reported related to the medical situation itself, the second category is when, say, because of illness and how that impacted your finances you’ve gotten behind on other bills.
The problem is this: even if you’ve been on time with your obligations for years and years and years, suddenly sickness strikes, and suddenly that impacts your finances. Then after you get well, you’re fine again with your finances, but guess what: there’s no forgiveness. The creditors don’t forgive that. It stays. It stays on your credit reports, and consumer advocates like me believe that’s unfair.
Lexington Law can help improve your credit
Luckily, consumers are entitled to ask tough questions about these things, and sometimes, and even often, creditors will respond when they are approached in just the right way. Sadly, consumers often don’t know just what the right way means, and that’s where professional assistance can help.
Do you need help with your credit score? Call a Lexington Paralegal and get a free consultation on your credit report and what Lexington Law can do to help. Call: 1 (855) 255-0492
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