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3 Important Sections of Your Credit Report

So in the old days, when you would get your credit report — usually, like the really old days, when you would like mail off for them, or like call the phone number and they’d mail them to you — these sort of amorphous documents would arrive, of grey, and were really impossible to understand. [...]

By |December 13th, 2016|Credit Repair Tips, Credit Score|Comments Off on 3 Important Sections of Your Credit Report

What Can Creditors Report About Me?

We’ve been talking about how medical bills can impact  your credit. And unfortunately, we said earlier, when you get sick, your problems aren’t over, just because you recover. You may end up paying for it again and again because of a worse credit profile as a result of your credit reports. Creditors Must Follow the [...]

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Privacy Rights, Medical Bills and Credit Scores

When it comes to your personal privacy, it’s not open season. Privacy is something that many Americans are concerned about today for obvious reasons. Government agencies are spying on us through our cell phone records, financial services companies are looking at our credit reports, sometimes with permission that we didn't even know that we gave. [...]

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The 5 Factors of Your FICO Credit Score

When Fair Isaac, FICO, the company that created the most widely credit score-- in fact, the secret between us is that there is no other credit score that’s used widely by lenders, not even the new Vantagescore that’s being promoted by the bureaus, we’ll leave that as a sidebar. But when Fair Isaac is talking [...]

By |December 13th, 2016|Credit Repair Tips, Credit Score|Comments Off on The 5 Factors of Your FICO Credit Score